Terms & Conditions

By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services.

Quality Health Care For Less provides Medicare health insurance plan guidance, plan comparisons, and enrollment assistance to eligible individuals in South Carolina, North Carolina, and Georgia. Our services help you understand and compare available Medicare plan options so you can make an informed decision.

Plan availability, premiums, benefits, eligibility, and enrollment decisions depend on the applicable plan terms, carrier offerings, and federal and state government requirements. We do not guarantee that any particular plan, premium, or benefit will be available to you.

Quality Health Care For Less is a licensed insurance agency operation. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your available options.

We are not affiliated with, endorsed by, or connected to the United States government or the federal Medicare program. Calling the numbers on this site directs you to a licensed insurance agent or broker. We do not guarantee savings, and any plan details shown are subject to change and to confirmation during the enrollment process.

SMS Messaging Terms & Conditions

The following terms apply to the text (SMS) messaging program offered by Quality Health Care For Less:

• SMS program name: Quality Health Care For Less
• Message types: responses to customer inquiries, appointment confirmations, appointment reminders, and requested customer-service follow-ups
• Enrollment: Users may voluntarily opt in to receive SMS messages using an unchecked consent checkbox on the website's SMS/Email contact form
• Consent is not a condition: Providing SMS consent is not a condition of purchasing any service or receiving assistance
• Message frequency: Message frequency varies
• Message and data rates may apply
• Opt out: Reply STOP at any time to opt out of receiving further messages
• Help: Reply HELP at any time for assistance
• Support contact: 1-866-321-3897 (TTY: 711) or hello@kurlieroseborough.com
• Carrier liability: Wireless carriers are not liable for delayed or undelivered messages
• No unrelated promotions: SMS consent is not permission to send unrelated promotional messages

We may use an AI-powered voice assistant to help answer inbound telephone calls, collect inquiries, schedule appointments, and conduct authorized follow-up calls on behalf of Quality Health Care For Less. The AI voice assistant is an automated system acting on our behalf — it is not a representative of the federal government, the Medicare program, or any state agency, and it is not a substitute for a licensed insurance professional. The AI assistant does not make enrollment decisions on your behalf and may transfer you to a licensed human representative when appropriate.

Outbound AI and Artificial-Voice Calls

Outbound artificial-voice or AI-generated calls will only be initiated when legally required consent or another applicable authorization exists. Merely using this website or agreeing to these general Terms & Conditions does not by itself authorize us to place AI-generated or automated outbound calls to you. Separate, affirmative consent for informational AI voice calls and for AI voice marketing calls is collected through the consent options described in Section 9.

Call Recording

If we record telephone calls, we will provide the notice and obtain any consent required by applicable state law before recording begins. These Terms do not, by themselves, constitute your consent to be recorded.

Human Assistance and Revocation

You may request to speak with a licensed human representative at any time during a call, and you may revoke your consent to receive future automated or AI-assisted communications at any time by contacting us using the information in Section 11. Revoking telephone consent does not affect any separate SMS consent you have provided.

Support Contact

For questions about our telephone or AI-assisted communications, call 1-866-321-3897 (TTY: 711) or email hello@kurlieroseborough.com.

Your SMS opt-in data and consent will not be sold, rented, or shared with third parties for their independent marketing purposes. SMS consent is collected separately and is only used to deliver the message types described in Section 4. It does not authorize automated or AI-generated voice calls.

For full details on how we handle your information, please review our Privacy Policy.

The educational content on this website is provided for general informational purposes only. It is not a guarantee of plan eligibility, coverage, benefits, or savings. Plan details, premiums, and availability are subject to change and to confirmation during the enrollment process. Always confirm plan specifics with a licensed specialist before enrolling.

Our website may contain links to external websites that are not operated by us. These links are provided for your convenience. We have no control over the content or practices of those sites and are not responsible for them. Visiting a third-party website may subject you to that site's separate privacy policy and terms.

When you use our contact forms, you may separately and voluntarily consent to receive text (SMS) messages, informational AI-generated or artificial-voice calls, and AI-generated or artificial-voice marketing calls. Each consent is presented as a separate, unchecked checkbox and is optional. You may submit a general inquiry without selecting any consent option, and no consent is required to receive services.

• SMS consent authorizes text messages only and does not authorize voice calls.
• Informational AI voice-call consent authorizes calls about your inquiries, requested assistance, and appointment reminders, and does not authorize marketing calls.
• AI voice marketing consent is collected separately. By checking that box and submitting the form, you provide your electronic signature authorizing marketing calls using an AI-generated or artificial voice or automated dialing technology. The business responsible for such calls is Quality Health Care For Less. Your consent does not extend to any unnamed partner or other seller, and it is not a condition of purchasing or receiving services. You may revoke this consent at any time.

Providing your phone number alone does not establish consent to receive SMS or automated voice communications. We record your consent selection, the timestamp, the phone number provided, the source page, the disclosure text and version, and evidence of your affirmative electronic agreement, and we honor withdrawals and maintain suppression records. Each communication channel respects its corresponding consent.

You agree to use this website lawfully and not to misuse, disrupt, or attempt to gain unauthorized access to it. To the extent permitted by law, our services are provided "as is" without warranties of any kind. Nothing in these terms attempts to waive any consumer protection that cannot be waived under applicable law.

We are not liable for indirect, incidental, or consequential damages arising from your use of the website beyond what is permitted by applicable law.

We may update these Terms & Conditions from time to time. When we do, we will revise the "Effective Date" at the top of this page. Continued use of our website after changes are posted constitutes your acceptance of the updated terms.

If you have questions about these Terms & Conditions, please contact us: